eBenefits Preventive Care + MPowering Care Plus

The SALA Healthcare Program is offering a cost-effective healthcare solution in partnership with MPowering Benefits. Delaware County Chamber members have the choice of the eBenefits Essential HDHP or Summit preventive care plan and pair it with MPowering Care Plus for for your major unexpected accident or illness, for a complete high-quality healthcare solution.

The eBenefits + MPowering Care Plus is a proven insurance alternative for members to consider for their healthcare! Explore the program components below!

Learn about the Affordable Choice Healthcare Program Components:

eBenefits is the preventative care component of the SALA Healthcare Program. The eBenefits plans are not an insurance product, but a self‐funded plan sponsored by the Small Association Leadership Alliance (SALA). The eBenefits plans provide 100% coverage with a $0 copay for the preventive care services mandated by the Patient Protection Affordable Care Act, known mostly as the Affordable Care Act (ACA).

Participants choose either the:

  • eBenefits HDHP/ Essential Plan, or
  • eBenefits Summit Plan

Both plans comply with ACA mandated preventive services with 100% coverage for all 21 preventative services for adults, 28 services for women, and 31 services for children. (Click here to learn more about the ACA requirement)

Option One - eBenefits Essential: provides the 100% coverage for ACA mandated preventive care services at a lower monthly cost. This plan includes:

  • 100% coverage for preventive care services
  • the required framework allowing members to setup and use a Health Savings Account (HSA) for qualified medical expenses
  • Virtual Primary Care (VPC): $0 copay, unlimited use
  • Behavioral Health: $0 copay consults
  • Recuro consumer health app

View:

Option Two - eBenefits Summit: provides the 100% coverage for ACA mandated preventive care services, plus copayments for small and medium cost medical expenses, prescription coverage and more. This plan includes:.

  • This plan includes: 100% coverage for preventive care services
  • Small co-pays for Specialists, Urgent Care, Lab, Imaging and Prescription Drugs.
  • Prescription drug coverage managed by CitizensRx
  • Virtual Primary Care (VPC): $0 copay, unlimited use
  • Behavioral Health: $0 copay consults
  • Recuro consumer health app

View:

Recuro Telehealth Information:

PHCS Network Particpation: Before you enroll it is important to make sure your physician participates in the PHCS Network. There are slightly different networks depending on if you're in eBenefits HDHP / Essential or eBenefits Summit. Use the PHCS Search Instructions to find in-network physicians and facilities. (Please note, preventive services performed at hospitals are not covered.)

Your Care Plus enrollment includes Zion Health Medical Cost Sharing protection against unexpected high medical expenses. Medical Cost Sharing consists of a large community of health-conscious individuals who voluntarily contribute a monthly share amount towards each other’s healthcare expenses. Member is responsible for the first $1,000, $2,500, or $5,000 of their chosen IUA. The Medical Cost Sharing Community shares 100% of members’ remaining eligible medical expenses with no cap (Excluding Pre-Existing Conditions.).

As with any healthcare product, we strongly encourage you to become completely familiarized with the benefits and limitations. Please download and read all plan materials before enrolling. Our webinar is a great place to start learning about all the SALA Healthcare Program components!

MPowering Benefits Plus, please feel free to reach out to our licensed broker, Justin Scheckner at jscheckner@ariescap.org.

Access a team of integrated physicians available 24/7, 365 days a year! Our virtual doctors provide unbiased, confidential care for the whole family through message-based and video interactions. With our primary care service, we provide end-to-end health screenings and assessments to determine potential risk factors so you have the most comprehensive care possible! And of course, the excellent urgent care services we've grown accustomed to, as well as behavioral health support!

Added Benefits - MPowering Benefits you can access these other services

  • Telehealth
  • Mental Health
  • Concierge Assistance
  • Care Connect
  • Medical Records Vault and QR LifeCode

For more details see the: Plus Care Overview


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View Program Brochure Here.

Pricing

  • Member Only - $42.33/mo
  • Member + Spouse - $92.82/mo
  • Member + Child(ren) - $90.78/mo
  • Member + Family - $103.53/mo
Click here for Provider Search

 

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